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Download of the month -- Handy budget tracker

Print and use this budget tracker to figure out exactly where your money goes each month.

By Jessica Ross, Homemakers Magazine's executive editor

Click here to download and print a handy budget tracker.

PDF format requires Adobe Acrobat Reader. Get a free version here).

For the Excel version, where you can let the software do the calculations for you, click here.

Download a printable version of the chart above. (PDF format requires free Adobe Acrobat Reader).

More money management tips
-Personal net worth worksheet
-6 easy ways to save money
-10 ways to save money -- and the environment