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In-Store Layaway

In-Store Layaway Agreement


  • All purchases require a minimum deposit of 25%. We accept Mastercard, Visa, Discover, American Express, personal checks, cash, cashiers check, or money order. No starter or temporary checks will be accepted. All checks will be deposited upon receipt.
  • You have 30 days from the day the order is placed to cancel an order with a full refund. Refunds will be paid as stated below.
  • You will be billed every 30 days. The payment amount will be 25% of the original balance. The balance will be paid in full after 3 billing periods.
  • If a payment is not received by 7 days past the payment due date, the order will be canceled and a refund processed minus the restocking fee.
  • Special Order Items are subject to a 25% restocking fee per the Special Order Agreement. Restocking fees are based on the order total.
  • If an order is returned after taking possession, there will be a 15% restocking fee.
  • Orders placed on the 1st through the 15th – the first payment will be the 15th of the following month. Orders placed on the 16th to the 31st, the first payment will be the 30th of the following month.
  • You can prepay at any time without penalty.

*Minimum purchase of $199. Excludes accessories, rugs, clearance items, as-is furniture, and floor models.


All refunds are issued by our corporate office. No cash refunds from store or by our corporate office. Refunds of payments made by check will be made no sooner than 10 working days due to bank delays. Refunds of payments made by cash will be issued via corporate check. Refunds of payments by credit card will be credited to the card used for payment.

Restocking fees may apply.


Pick-ups and delivery/shipping must be completed within 7 days or the first available delivery date after the last payment is received. If you do not take possession of your items within the timeframe, we will cancel the order. Special Order Items are subject to a 25% restocking fee.

All orders need to be paid in full prior to scheduling delivery/pick up.

If you have any additional questions please contact us.