Promotional Terms & Conditions

Promotional Offers

Not responsible for pictorial or typographical errors. We reserve the right to limit quantities and/or refuse any order. Any free product/item with purchase must be paid for or returned if original purchase is canceled or returned. Ads are prepared in advance and some quantities may be limited and/or will not arrive on schedule. Not all featured product available for purchase on Homemakers.com. Due to certain restrictions, some items and brands may be excluded from promotional offers. Some offers are only available for in‑store redemption. Please contact a sales professional for further details.

SRP & Sales

Savings are off SRP price. Sale prices are marked down on the website. SRP is a reference point calculated internally by Homemakers based on a survey of our competition to ensure that we offer the best prices. Homemakers does not sell products at SRP, and other retailers may sell the same product or similar products at, above, or below SRP.

If within 30 days of your Homemakers purchase your merchandise is placed on sale, we will gladly honor the sale price by issuing an in-store credit for the price difference. This guarantee cannot be combined with any other offers, including special financing, and does not include any clearance items.

Low Price Guarantee

If within 30 days of your Homemakers purchase, in the unlikely event you find the exact same merchandise advertised or displayed for less at a local authorized Iowa dealer, just bring in written proof. Upon verification, we will gladly issue you in-store credit for 110% of the price difference. This guarantee does not apply to special financing, bonus offers, rebates, limited quantity offers, clearance, closeout or out-of-the-box merchandise, custom orders, internet retailers, e-retailers, accessories, or lamps.

Reward Cards

Present reward card at time of purchase. Redeemable on future purchases from date of the qualifying purchase. Qualifying gift card purchases to obtain reward card and the obtained reward card cannot be used on the same order. Not redeemable and may not be used as a payment on a Nebraska Furniture Mart Card account. This card cannot be replaced if lost or stolen. Void where prohibited by law. To obtain Reward Card value, check sales receipt or call 1-888-967-7467. See back of reward card for expiration date.

Giveaways & Contests

No purchase necessary. Limit 1 entry per person. 1 prize per winner (only applicable if there are multiple prizes available). Must be 18 years of age or older (19 in Nebraska) and a legal U.S. resident. Taxes and delivery are the sole responsibility of the winner(s). Must not be an employee of Homemakers. Must not have won a prize within the last 60 days. One account allowed per customer.

We respect your privacy and will never rent or sell your information. By entering your mobile number and submitting enrollment, you are opting in and agree to receive mobile contacts from Homemakers including recurring SMS messages each month. Message and data rates may apply. Reply STOP to cancel. View our Privacy Policy or Terms of Use. Contact Homemakers for details.

24-Month Mattress Financing

No interest if paid in full in 24-months when you use your Homemakers/NFM Card on mattress purchases $499 or more. Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 24-months or if you make a late payment.

36-Month Mattress Financing

No interest if paid in full in 36-months when you use your Homemakers/NFM Card on mattress purchases $1,299 or more. Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 36-months or if you make a late payment.

48-Month Mattress Financing

No interest if paid in full in 48-months when you use your Homemakers/NFM Card on mattress purchases $1,999 or more. Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 48-months or if you make a late payment.

60-Month Mattress Financing

No interest if paid in full in 60-months when you use your Homemakers/NFM Card on mattress purchases $2,499 or more ($1,999 or more on Tempur-Pedic mattress purchases). Interest will be charged to your account from the date of delivery if the purchase balance is not paid in full in 60-months or if you make a late payment.

Additional Terms for the above offers: Offer available to qualified applicants for purchases made during the promotional period. Minimum mattress purchase required. Not valid on previous purchases. Subject to customer credit approval by Nebraska Furniture Mart, Inc. on the Homemakers/Nebraska Furniture Mart revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion term. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account from the purchase date if the qualified purchase balance is not paid in full by your respective payment due date in 60 months (on $2,499 minimum purchase, $1,999 minimum Tempur-Pedic mattress purchase), 48 months (on $1,999 minimum purchase), 36 months ($1,299 minimum purchase), or 24 months ($499 minimum purchase) or if you make a late payment. Minimum monthly payments for your purchase will be required and will be set such that the qualified purchase balance will be paid in full during the promotional period. Adjustments and rounding may cause some variance in the requested payments. The minimum payment required on your monthly billing statement will be the combination of fees, the fixed payment due for each purchase on such terms, plus 4% of the unpaid balance for prior purchases on revolving terms, rounded up to the nearest dollar. Taxes and delivery charges are not included in the minimum purchase amounts required and will cause your minimum payment to be higher if you choose to finance these charges as well as the purchase price of products. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with qualified offers.

6-Month Financing

Offer available to qualified applicants for select product purchases. Minimum $199 purchase required. Not valid on previous purchases. Subject to credit approval by Nebraska Furniture Mart, Inc. on the Homemakers/NFM revolving charge account. Any No Interest Period, if offered, applies to qualified items purchased during the promotion term. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if the qualified purchase balance is not paid in full by your respective payment due date in 6 months or if you make a late payment. Minimum monthly payments for your purchase will be required and will be set such that the qualified purchase balance will be paid in full during the promotional period. Adjustments and rounding may cause some variance in the requested payments. The minimum payment required on your monthly billing statement will be the combination of fees, the fixed payment due for each purchase on such terms, plus 4% of the unpaid balance for prior purchases on revolving terms, rounded up to the nearest dollar. Taxes and delivery charges are not included in the minimum purchase amounts required and will cause your minimum payment to be higher if you choose to finance these charges as well as the purchase price of products. Non-stocked items and special orders require a 25% down payment. Excludes clearance, floor sample and closeout items and cannot be used for Gift Card purchases. Can only be combined with qualified offers.

30-Day Revolving Financing

30-day revolving financing for purchases subject to customer credit approval by Nebraska Furniture Mart/Homemakers on the revolving charge account. Must use Homemakers/NFM Account billing method in checkout to receive financing. No Interest if paid in full 30 days after delivery date when you use your Homemakers/Nebraska Furniture Mart card. No minimum purchase required. Interest will be charged to your account from the date received if the purchase balance is not paid in full. Minimum monthly payments are required. Homemakers is now accepting revolving credit applications online or over the phone from customers living in Arkansas, Iowa, Kansas, Louisiana, Minnesota, Missouri, Nebraska, Oklahoma, South Dakota and Texas. Customers from other states may submit revolving credit applications by visiting our store. For further details, please call 1-888-967-7467.