10 budget fitness tips

If you've vowed to shape up but are worried that sticking to your goal means you'll also have to make a serious financial commitment, relax! There are plenty of ways to get fit without having to spend much -- if any -- money at all.

1. In a word: walk
Walking is the easiest and cheapest way to burn calories. It can be done anywhere, at any time of day, by just about anyone. Head out for a morning or afternoon stroll, take your dog for a walk, go on a hike or try mall-walking if the weather's bad. There are plenty of possibilities and all you need to do is put one foot in front of the other.

2. Skip the elevator and take the stairs
It's a little more demanding than walking, but opting to climb stairs in lieu of taking an elevator or escalator is an excellent way to get your body working. This is especially handy if you live in an apartment building or work in an office tower.

3. Buy your own equipment
Whether you're purchasing something new or used, investing in exercise equipment is an affordable alternative to paying for a gym membership. Hand weights and dumbbells are inexpensive, as are resistance bands and floor mats. If you're wary of spending a lot on larger items, check out the used sporting-goods stores in your area.

4. Head to the video store
There are hundreds of exercise videos and DVDs on the market, and buying one (or several) allows you to train, guided by experts, in the comfort of your home. To save more, find a fitness-minded friend who'd like to set up a joint library, and split the cost. (The buddy system also works for equipment.)

5. If you can't buy, borrow
The public library is a fantastic resource for those seeking exercise books, videos and DVDs. Borrowing materials from your local library also allows you to test-drive numerous programs or exercises for free while you decide which one works best for you.

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