Financing
Credit & Financing
Everyday Furniture & Decor Financing Plans
6-Month Financing
Minimum Purchase: $199
Interest: No interest if paid in full in 6 months from date of delivery*
12-Month Financing
Minimum Purchase: $999
Interest: No interest if paid in full in 12 months from date of delivery*
24-Month Financing
36-Month Financing
Everyday Mattress Financing Plans
6-Month Financing
Minimum Purchase: $199
Interest: No interest if paid in full in 6 months from date of delivery*
12-Month Financing
Minimum Purchase: $999
Interest: No interest if paid in full in 12 months from date of delivery*
36-Month Financing
Minimum Purchase: $1,999
Interest: No interest if paid in full with equal payments in 36 months from date of delivery***
60-Month Financing
Minimum Purchase: $2,999
Interest: No interest if paid in full with equal payments in 60 months from date of delivery***
How To Apply For Financing
HOMEMAKERS/NFM
Apply Online at NFM.com
Shopping furniture at Homemakers is made easy with our everyday long-term financing. Apply online today with our sister store at NFM.com.
- Create a profile with Nebraska Furniture Mart and complete the online financing application.
- Once approved, you’ll receive account information from Nebraska Furniture Mart allowing you to shop in-store and online at both Homemakers and NFM.
Please note: Homemakers and Nebraska Furniture Mart are proud to accept revolving credit applications online or over the phone from customers living in Arkansas, Iowa, Kansas, Louisiana, Minnesota, Missouri, Nebraska, Oklahoma, South Dakota and Texas. Please visit NFM.com (Nebraska Furniture Mart) to submit a credit request online or call (402) 392-3223. Customers from other states may submit revolving credit applications by visiting our store.
HOMEMAKERS/NFM
Send a Paper Application
Download and print out a paper application and send it through the mail.
- Print out your application.
- Please fill out each field of your application with a pen. Sign the application when you are completed.
- Bring your completed application to Homemakers or mail it to the following address:
Nebraska Furniture Mart/Homemakers,
P.O. Box 3017, Omaha, NE 68172-9990
Nebraska Furniture Mart
PO Box 2335
Omaha, NE 68103
When applying in person, a photo ID is required. If you are applying jointly, both parties must be present with photo IDs. We will process your application and open a charge account in your name upon approval. This card is accepted at both Homemakers and Nebraska Furniture Mart.
AFFIRM
Choose Affirm at Checkout
When you choose Affirm at checkout, you’ll always know exactly what you’ll owe and when you’ll be done paying. Affirm tells you the upfront total amount that you’ll pay, and you choose a payment schedule that works best for you!
- Select Affirm at checkout and enter information for a real-time decision.
- Pick the payment option that works best for you and your budget.
- Manage your payments directly in the Affirm app or online, and set up AutoPay so you never miss a payment. But if you do, you’ll never pay any fees.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Financing FAQs
Everyday Homemakers/NFM Long-Term Financing Terms
*Offer available to qualified applicants for qualifying purchases of furniture, decor, and mattresses. Minimum purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM Card. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if you fail to make an on-time monthly payment or the qualified purchase balance is not paid in full within the applicable promotional period. Minimum monthly payments are required. Adjustments and rounding may cause some variance in the requested payments. Non-stocked furniture and special orders require a 25% down payment. Excludes closeout items, floor samples, and clearance items and cannot be used for Gift Card purchases.
**Offer available to qualified applicants for qualifying purchases of furniture, decor, and mattresses. Minimum purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM Card. The promotional interest rate for qualified purchases starts at the date of delivery. The interest rate APR will revert to 18% APR if you fail to make an on-time monthly payment or for any balance remaining after the applicable promotional period ends. Minimum monthly payments are required. Adjustments and rounding may cause some variance in the requested payments. Non-stocked furniture and special orders require a 25% down payment. Excludes closeout items, floor samples, and clearance items, and cannot be used for Gift Card purchases.
***Offer available to qualified applicants for qualifying purchases of mattresses, box foundations, adjustable bases, sleeping pillows, sheets, comforters, coverlets, duvet sets, and mattress protectors. Minimum purchase required. Not valid on previous purchases. Subject to credit approval by NFM on the NFM Card. Promotional financing starts at the date of delivery. Interest accrues at 18% APR from date of delivery and will be charged to your account if you fail to make an on-time monthly payment or the qualified purchase balance is not paid in full within the applicable promotional period. Equal minimum monthly payments are required and will be set such that the qualified purchase balance will be paid in full during the promotional period. Adjustments and rounding may cause some variance in the requested payments. Non-stocked furniture and special orders require a 25% down payment. Excludes closeout items, floor samples, and clearance items and cannot be used for Gift Card purchases.
Buying with Affirm is Simple
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how to pay
Pick the payment plan you like best.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.